Chase Bank
Hand holding phone, banking app icon on screen

Today we bring you all the information you need on How to Open an Account at Chase Bank . There are many aspects that you must take into account when choosing which bank to open your account with. That is why we came to present all the data about Chase Bank.

You will learn how to open the account step by step and what requirements you have to bring. But that’s not all ! In addition, we are going to show you the benefits that you can obtain by using the services of this bank.

Steps to Open a Chase Account

To get into the subject, we will explain How to Open an Account at Chase Saving Account Bank through a detailed step-by-step instruction guide. Pay attention below. There are endless advantages that Chase Bank offers you, you cannot miss them.

Gather your collections and personal data

There are a series of documents that you will be asked to open your account to verify the personal information you entered. The good thing about Chase Bank is that it does not ask you for a long list of papers, with only three documents you will be more than ready.

In addition, you will have to make an opening deposit . The amount of this deposit will depend on the type of account you are going to open. For this you even have the option of doing it by means of an electronic transfer from another bank.

Among the documents you must present are :

  • Identification issued by the government, be it identity document, passport, driver’s license, among others.
  • Your social security card.
  • A proof of residence showing your address.

After collecting all the requirements you have two options to request your card. You can do it in person by going directly to the bank or through their website .

Complete the online form

If you wish, you can request your Chase card through its official website and from the comfort of your home. You just have to follow the following steps:

  • Login to your online platform.
  • Enter your zip code .
  • Mark the appropriate option for your case: If you are starting a new application, or you are completing an application that you already had saved.
  • If you have a coupon, you must enter its code.
  • You will have to answer a series of questions about your citizenship.
  • And then you must complete a form with your personal data.
  • They will ask you for all the details about your work situation, your monthly income and your expenses .

Go to the nearest branch

On the other hand, you can also make your request directly at the banking institution. You will only have to follow the following steps:

  • Go to the Chase Bank branch of your choice.
  • Submit the requirements requested.
  • Fill out the form with your personal information.
  • Submit the opening deposit. In this case you can take it in cash.

The good thing about going to the branch is that if you have any doubts, you can clarify them all with the agent who assists you. Although, in the same way, if you don’t want to go to the bank, you don’t have time to go or you have any mishap, you can ask all your questions through the Customer Service Telephone Service.

In this way you will only have to call the following contact number: 877-242-7372 .

Advantages of Becoming a Chase Customer

Now, once we know how to open an account at Chase Bank , it’s time to show you the benefits you’ll get if you join their financial system.

  • It has a very well designed online platform. It is quite easy to operate and offers all the necessary options.
  • It also has a mobile platform, so you can do all your transactions and reviews from your cell phone.
  • You can activate mobile notifications to receive all the information about your bank movements.

 This will help you keep up with all your trades. 

  • You’ll earn bonuses and commissions when you use certain Chase services.
  • You can even request your rewards card.
  • You will not have to pay additional interest rates.

Even if you keep making direct transfers for amounts greater than $500 per month and maintain a minimum daily balance of $1,500, you will not even be charged monthly service fees.

  • Some exclusive Chase checking account models earn interest.
  • If you have an eligible mortgage and set up automatic payments from your account, you can get a free checking account.
  • It offers special accounts for students.
  • This bank is a member of the Federal Deposit Insurance Corporation , so your money will be insured up to a maximum amount of $250,000.
  • It has excellent security services. For example, two-factor authentication and advanced encryption of account information.

Requirements to Apply for an Account at Chase Bank

In order for you to have a clearer idea of ​​the process of How to Open an Account at Chase Bank , it is first necessary for you to know what are the requirements that you must present to open it.

  • Identification document issued by the state.
  • Social Security number.
  • The money to make the opening deposit.
  • Your personal data :
    • Name and surname.
    • Email address.
    • Telephone numbers, fixed and mobile.
    • Home address.

Disadvantages of Becoming a Chase Customer

When talking about How to Open an Account at Chase Bank , it is essential that you also take into account the disadvantages of belonging to this financial institution. It is necessary that you are aware of the unfavorable aspects, since then you can choose if you really want to open your account there, or not.

  • It has few branches . Not all states have Chase Bank locations.
  • It offers lower interest rates than other banks.
  • To be exempt from some fees you must meet a series of specific requirements.
  • It has really low mobile deposit limits. Its daily limit is around $2,000, and the monthly limit is around $5,000.

Types of Bank Accounts Offered by Chase

We could not conclude the topic on How to Open an Account at Chase Bank without first mentioning what types of accounts you have to choose from in this company.

This financial institution offers a wide variety of account models, each with different programs and services. We bring you a list of account types so you can decide which one seems more convenient for you.

Current Accounts

These have monthly maintenance fees that can be waived as long as you meet the established requirements. Here is the list of all the current accounts you have to choose from :

Premier Plus : Waives you from fees filed for using ATMs outside the Chase Bank network up to four times per billing cycle.

Secure Banking, Chase : Does not require a minimum deposit or charge fees for money orders or cashier’s checks. Nor does it issue paper checks.

College Checking, Chase : Account for students. If you are a student you can get this account for free for 5 years, as long as you are enrolled in an eligible educational center.

Premier Plus, Chase : It is an account designed for active or retired members of the armed forces. It does not require minimum balance requirements or monthly fees.

Private Client, Chase : Ideal for citizens with high levels of business relationships. It asks you to have a daily balance of approximately $250,000.

You will not have to pay monthly maintenance fees, or membership fees, and much less fees for using ATMs. With the Chase Private Client account you will get higher deposit limits.

Total Cheking, Chase : You must make a deposit of $500 and up on a monthly basis. And, you have to have a daily balance of $1,500 or more.

Sapphire Cheking, Chase : For this account you must have a minimum daily balance of $75,000 in eligible linked accounts.

Savings accounts

Savings, Chase : You must have a daily balance of at least $300 or your account must be linked to another checking or checking account.

Premier Savings, Chase : For this account you must have a daily balance of more than $15,000, or your account must be linked to either of these two checking accounts: Chase Premier Plus or Sapphire.

Private Client Savings, Chase : You will only have access to this account if you are an eligible member. They will not ask you for requirements for exemptions.

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